If you’re thinking about buying a new or used Ford Focus, you might be considering which model to buy. However, when choosing the right model for you, it’s not only important to take a look at the car’s features and initial cost, you should also consider the ongoing running costs.
Insurance is an annual cost associated with your car and different cars and models fall into different insurance groups which means that the cost can fluctuate depending on a number of factors. This guide will provide information on the insurance groups for all Ford Focus models to help you compare and decide on the right car for you.
In this guide:
Learn more about the ongoing costs of Ford Focus ST-Line models
Find out more about how much the Ford Focus ST might cost you to insure
Learn about the ongoing insurance costs of Ford Focus Titanium models
Find information about the Ford Focus Zetec to find the best car for your needs ad budget
Ford Focus ST-Line insurance groups
The ST-Line range of Ford Focus models feature EcoBlue and EcoBoost technology which are both designed to reduce fuel emissions. This car is a great choice if you want the same high-quality hatchback as other Ford Focus models with lower ongoing costs.
Focus ST-Line models include:
- Focus ST-Line 1.0 Ecoboost 5 door
- Focus ST-Line 1.0 Ecoboost Auto 5 door
- Focus ST-line 1.5 Ecoblue 5 door
- Focus ST-line 1.5 Ecoblue Auto 5 door
- Focus ST-Line 1.0 Ecoboost Hybrid 5 door
- Focus ST-Line 1.5 Ecoboost Auto 5 door
- Focus ST-Line 2.0 Ecoblue 5 door
- Focus ST-Line 2.0 Ecoblue Auto 5 door
The insurance groups for the Ford Focus ST-Line range between 11 to 18, making it a more affordable but similar option to the Ford Focus ST which is a popular car with slightly higher running costs.
If you’re buying a used Ford Focus ST-Line or any other models, the insurance cost may vary depending on other factors such as:
- How likely the car is to have faults or accidents
- The cost of replacement parts
- Repair times
Ford Focus ST insurance groups
The Ford Focus ST is a sportier version of other Ford Focus models with a 2.3 litre, four-cylinder engine in either six-speed manual or seven-speed auto.
Ford Focus ST models include:
- Focus ST
- Focus ST-1
- Focus ST-2
- Focus ST-3
Each Ford Focus ST model has a different trim but the engines are the same across each.
Insurance groups for the Ford Focus ST range from 24 to 36 which makes it one of the most expensive models to insure. If the costs of a Ford Focus ST are too high, the ST-Line offers a similar car with lower initial and ongoing costs.
Alongside the car model, trim, engine and emissions, there are a number of factors that can affect your insurance premiums including:
- Driving history
- No claims discount
Ford Focus Titanium insurance groups
The Ford Focus Titanium is one of the most expensive Focus models to buy initially but the ongoing insurance costs are lower compared to the Focus ST models. This model has the most premium features of all the Focus models.
Ford Focus Titanium models include:
- Focus Titanium 1.0 Ecoboost 5 door
- Focus Titanium 1.0 Ecoboost Auto 5 door
- Focus Titanium Ecoblue 5 door
- Focus Titanium Ecoblue Auto 5 door
- Focus Titanium 1.5 Ecoboost 5 door
- Focus Titanium 1.5 Ecoboost Auto 5 door
- Focus Titanium 2.0 Ecoblue 5 door
- Focus Titanium 2.0 Ecoblue Auto 5 door
- Focus Titanium X Edition
Ford Focus Zetec insurance costs
The Ford Focus Zetec is one of the most popular Ford Focus models and, as with any model, there are different engine variations which can mean that the insurance costs are slightly different.
- Focus Zetec 1.6 3 door
- Focus Zetec 1.6 5 door
- Focus Zetec 1.8 3 door
- Focus Zetec 1.6 auto 3/5 door
- Focus Zetec Ecoboost 5 door
- Focus Zetec Nav Ecoboost 5 door
- Focus Zetec S