As one of the UK’s most popular car ranges, the Ford Focus continue to be a number one choice for many drivers, both new and used. When it comes to buying the Ford Focus-ST line, understanding not only the initial cost of the car but the ongoing costs such as car insurance can ensure that your choice of vehicle isn’t too far out of your budget.
It’s easy to assume that all Ford Focus models fall into one insurance group but this isn’t the case. Designed using Ecoboost and Ecoblue technology, the ST-Line of hatchback cars are known for their quality and unique design elements.
We’ve taken a look at all of the options available in the ST-Line range and have provided information on the insurance groups to ensure you have all the details you need to make a decision on your next car purchase. The ongoing running cost of a car can have an impact on the car you choose or the model that’s most suited to you.
In this guide:
Find out more about which insurance groups the Ford Focus ST-Line falls into.
Learn more about what insurance groups are and how they’re decided.
The factors that can influence insurance costs
How do the insurance costs for ST-Line models compare to other Ford Focus models?
Ford Focus ST-Line Insurance Group
The Ford Focus ST-Line is a great option if you want a Ford Focus hatchback with plenty of features but without the higher initial and ongoing costs as other Ford Focus models.
Whilst this range is similar in look and style to the Ford Focus Zetec S models, the ST-Line range offers more sporty style touches and suspension tweaks which make them more similar to the Ford Focus ST range, with lower running costs, purchase prices and car insurance premiums.
The insurance groups for each of the different models is listed below:
| Model |
Insurance group |
| Focus ST-Line 1.0 Ecoboost 5 door |
11 |
| Focus ST-Line 1.0 Ecoboost Auto 5 door |
13 |
| Focus ST-Line 1.5 Ecoblue 5 door |
14 |
| Focus ST-Line 1.5 Ecoblue Auto 5 door |
13 |
| Focus ST-Line 1.0 Ecoboost Hybrid 5 door |
15 |
| Focus ST-Line 1.5 Ecoboost Auto 5 door |
16 |
| Focus ST-Line 2.0 Ecoblue 5 door |
18 |
| Focus ST-Line 2.0 Ecoblue Auto 5 door |
18 |
Additional information for Ford Focus ST-Line models
Focus ST-Line 1.0 Ecoboost 5 door
The 1.0 Ecoboost comes with a simple 1.0 litre petrol engine, which is part of the reason for it being grouped into a lower insurance group. If you’re looking for an affordable entry model, this option may be a good fit for you.
Focus ST-Line 1.0 Ecoboost Auto 5 door
With a slightly higher insurance group rate, the automatic version of the Ecoboost 1.0 model is a little more on the pricey side but still affordable if you’re looking for a quality automatic car with features such as ST branding and sports body styling.
Focus ST-Line 1.5 Ecoblue 5 door
The most prominent features of the 1.5 Ecoblue model is the inclusion of a 1.5 litre diesel fuel engine, providing additional power and pushing the insurance group up in the process. All classic ST features are included, with the addition of a slightly bigger capacity.
Focus ST-Line 1.0 Ecoboost Hybrid 5 door
The Hybrid version of the Ecoboost model still contains the same 1.0 litre capacity but has a slightly higher insurance group. This middle of the road model has a little more power behind it but generally offers the same as lower-cost options on the market.
Focus ST-Line 1.5 Ecoboost Auto 5 door
The 1.5 litre petrol model has the power you pay for. As the most powerful petrol option available within the hatchback range, this model lives up to the sporty and exclusive design of the ST-Line series.
Focus ST-Line 2.0 Ecoblue Auto 5 door
With a 2-litre diesel fuel engine, this model packs the most punch in the ST-Line collection, which is reflected in the insurance group it falls into. At a relatively high cost, this premium model has all the features you’d expect with the added power of a bigger engine.
Focus ST-Line 2.0 Ecoblue Auto 5 door
The Auto version of the 2 litre diesel ST-Line model falls into the same insurance group as the manual model. This version has a higher cost but provides more power and luxury than other models.
What do car insurance groups mean?
Insurance groups provide a guidance on the amount of insurance you can expect to pay for a certain car and model which can help you to understand how affordable your new car will be on an ongoing basis.
With models such as the Ford Focus ST-line series, the different insurance groups are varied; meaning there is plenty of flexibility when it comes to choosing a car that suits your budget and lifestyle.
Insurance groups provide guidance so that you can pick and choose to find a vehicle that best suits you.
What other factors can affect the car insurance costs of a Ford Focus ST-Line car?
While the insurance group can provide generalised information around how much your insurance might cost, there are many other factors that insurers will consider including:
- Age and condition of vehicle
- Specifications of the car, especially engine size
- Original value of the car
- Location – safer areas or cars parked in locked garages are lower risk than cars parked on the street in a high-risk area
- Credit history
- Driving history
- Number of previous insurance claims
How do car insurance costs for the Ford Focus ST-Line compare to other Focus models?
If you’re considering a Ford Focus ST but the ongoing costs are too high, the ST-Line range can offer the same sporty and high-end feel without the same costs.
To find out more about how the Ford Focus ST-Line compares to other models, read our guide to Ford Focus ST insurance costs and Ford Focus Zetec insurance costs.