The Ford Focus is one of the most popular car models. Whether you’re planning on purchasing a new or used car, it’s crucial to understand the costs relating to your insuring your vehicle too.
It’s easy to assume that all Ford Focus models have the same insurance costs but they actually fall into numerous different insurance groups – and the Ford Focus Titanium range is no exception to this rule.
We’ve covered all you need to know about the insurance groups within the Titanium range, providing the guidance and information you need to make the best decision based on the running cost of the Ford Focus Titanium car.
In this guide:
Learn more about the insurance groups Ford Focus Titanium models fall into
Find out how car insurance groups are decided
Factors to consider that could alter insurance costs
How does the Ford Focus Titanium compare to the Zetec, ST and ST-Line?
Ford Focus Titanium Models Insurance Groups
Designed with the inclusion of the Ecoboost engine, plus several additional features such as a large eight-inch touchscreen, low emissions and several different ports. Ford Focus Titanium model cars also have a high-quality trim and lots of chrome inserts that differentiate them from other models in the Ford Focus range.
Insurance groups for Ford Focus Titanium include:
| Model |
Insurance group |
Focus Titanium 1.0 Ecoboost 5 door
|
13 |
Focus Titanium 1.0 Ecoboost Auto 5 door
|
13 |
Focus Titanium Ecoblue 5 door
|
14 |
Focus Titanium Ecoblue Auto 5 door
|
13 |
Focus Titanium 1.5 Ecoboost 5 door
|
16 |
Focus Titanium 1.5 Ecoboost Auto 5 door
|
16 |
Focus Titanium 2.0 Ecoblue 5 door
|
17 |
Focus Titanium 2.0 Ecoblue Auto 5 door
|
17 |
Focus Titanium X Edition
|
12-19 |
Additional information for Ford Focus Titanium models
Focus 1.0 Ecoboost 5 door
The standard model in the Titanium range, the 1.0 Ecoboost, is the lowest cost option on the market. This particular model is the most affordable in the whole Titanium range and is only available with a 1-litre petrol engine.
Focus Titanium 1.0 Ecoboost Auto 5 door
Much like the manual version, the 1.0 Ecoboost falls into the lower insurance group range. The automatic version of this modelis also only available with a 1-litre petrol engine.
Focus Titanium Ecoblue 5 door
The Ecoblue is one of the more popular models in the Titanium range. It features a 1.5-litre diesel engine, which is part of the reason this particular model is placed into a higher insurance group than other models.
Focus Titanium Ecoblue Auto 5 door
This version of the Ecoblue falls into a slightly lower insurance group than the manual version. Also with a 1.5-litre diesel engine, it comes with all of the default features you’d expect from the Titanium range including LED lights and silver finish alloys.
Focus Titanium 1.5 Ecoboost 5 door
The 1.5 version of the popular Ecoboost Titanium model is a little more costly to insure due to the larger petrol engine included with this model.
Focus Titanium 1.5 Ecoboost Auto 5 door
Much like the manual version, this model is more costly insurance-wise due to engine capacity, while still sporting popular features such as automatic headlights and ambient LEDs.
Focus Titanium 2.0 Ecoblue 5 door
As you expect for a 2-litre diesel engine, this model is on the powerful side; hence the additional cost. However, those key features remain including high-quality temperature control.
Focus Titanium 2.0 Ecoblue Auto 5 door
Similarly to the manual version, the automatic version of the 2.0 Ecoblue has a larger diesel engine, which accounts for the increase in price over the standard Ecoblue model when it comes to vehicle insurance.
Focus Titanium X Edition
With a range of different models underneath the Titanium X umbrella the insurance group ranges. With a sportier style and rear privacy glass, plus more digital technology, the Titanium X range is available with both petrol and diesel engines, from a modest 1.0 litre engine through to a powerful 2.0-litre diesel engine.
What do car insurance groups mean?
Insurance groups provide valuable information on the approximate pricing of car insurance for a particular model of car. While the actual cost of car insurance for a vehicle can vary, the insurance group is a great starting point for understanding what you may end up paying at a glance.
The Ford Focus Titanium car range is one of the higher-cost models within the Ford Focus model range so it’s not a surprise that many of their models are in the mid to high range.
While there are other models from Ford that are very high in cost, there are also options that are cheaper too. The Titanium range certainly isn’t made up of starter vehicles, but they’re comfortable and practical options as mid-range hatchbacks.
What other factors can affect the insurance costs of a Ford Titanium?
Aside from the factors taken into considered for insurance groups, there are other factors that can impact on the overall cost of your insurance. Whilst the cars fall into a certain insurance group which will give you an indication of the cost of insurance, costs can vary within each insurance group depending on a number of factors.
New or used
Whether your car is new or used can play a large role in the overall insurance costs of a Ford Titanium car – as they would with any other vehicle. The age of the car and its condition will factor into the overall cost of your insurance.
Engine capacity
The capacity and type of engine can also affect the cost of your insurance, especially if the engine is larger. The model of the car and the value of the vehicle overall is also a factor to consider.
Location & driving history
Your location, where the vehicle will be stored overnight, your credit history and your no claims discount will have an impact. If you live in a safe area and have ten years no claims discount, your insurance will be far cheaper than if you live in a high-risk area and have points on your license for speeding.
How do insurance costs for the Ford Focus Titanium compare to other Focus models?
In comparison to other models such as the Ford Focus Zetec and ST-Line, the Ford Focus Titanium is at the higher end of the cost scale. However, it’s not as costly as the ST range so, if you’re looking for a Ford Focus that’s on the higher end of the scale without being too costly, a Ford Focus Titanium model may be the option for you.
Read our guides to find out more about the insurance costs for the Ford Focus Zetec, ST-Line and ST Ford Focus ranges.