New 2025 Ford Ranger BiK Changes

17/03/2025

Understanding BiK Tax - The 2025 Landscape


What is Benefit-in-Kind (BiK) Tax?

BiK tax is a UK levy on employees who use company vehicles for personal use. Calculated using three factors:

P11D Value (vehicle list price + optional extras).

CO2 Emissions (measured in grams per kilometre).

Fuel Type (hybrid, diesel, petrol).

For 2025, HMRC has tightened emissions thresholds, rewarding hybrids and penalising high-emission diesels. The Ford Ranger’s 2.3L EcoBoost Hybrid engine (CO2: 148 g/km) qualifies for a 33% BiK rate - a significant drop from 2024’s 37%.

Competitor Comparison:

  • Toyota Hilux 2.8L Diesel: 218 g/km → 42% BiK rate.

  • Nissan Navara 2.3L Diesel: 199 g/km → 38% BiK rate.

  • Volkswagen Amarok 3.0L V6: 231 g/km → 45% BiK rate.


The 2025 Ford Ranger’s BiK Advantages

Hybrid Innovation Meets Tax Efficiency

The Ranger’s mild-hybrid system recovers energy during braking, reducing fuel consumption and emissions. With CO2 output as low as 148 g/km, it achieves a 33% BiK rate - 6-12 percentage points lower than rivals.

Case Study: Basic-Rate Taxpayer Savings

  • 2025 Ford Ranger Wildtrak (P11D: £48,000; BiK 33%):
    £48,000 × 33% = £15,840 × 20% = £3,168/year.

  • 2025 Toyota Hilux Invincible (P11D: £46,000; BiK 42%):
    £46,000 × 42% = £19,320 × 20% = £3,864/year.

  • Annual Savings with Ranger: £696 | 4-Year Total: £2,784.

Lower Employer National Insurance Contributions

Employers pay 13.8% of the national insurance on the BiK value. For the Ranger Wildtrak:
£15,840 × 13.8% = £2,185/year vs. Hilux’s £19,320 × 13.8% = £2,666/year.


Competitor Weaknesses - Where Others Fall Short

Toyota Hilux: High Emissions, Outdated Tech

  • CO2 Emissions: 218 g/km (12% higher than Ranger).

  • No Hybrid Option: Relies on a 2.8L diesel engine with no electrification.

  • Infotainment: Lacks Ford’s 12-inch SYNC Touchscreen with voice-activated navigation.

Nissan Navara: Limited Payload and Towing

  • Max Towing: 3,500kg vs. Ranger’s 3,500kg+.

  • No Hybrid Powertrain: Higher BiK rates and fuel costs.

Volkswagen Amarok: Premium Pricing, Same Platform

  • Shared Platform: Built on the Ford Ranger’s chassis but priced 10% higher.

  • Higher Emissions: 231 g/km due to its larger V6 engine.


TC Harrison Ford - Your Partner in Maximising Savings

With a legacy dating to 1931, TC Harrison Ford combines heritage with innovation to deliver unbeatable BiK solutions:

Tailored Lease and Purchase Plans

  • Salary Sacrifice Schemes: Reduce employees’ taxable income while lowering BiK liability.

  • Maintenance-Inclusive Leases: Fixed monthly costs covering servicing, tyres, and roadside assistance.

Expertise You Can Trust

  • Free BiK Consultations: TC Harrison’s fleet specialists analyse your needs to optimise tax savings.

  • HMRC Compliance: All contracts adhere to the latest tax regulations.

Exclusive 2025 Offers

  • 0% APR Finance: Available on select Ranger models.

  • Complimentary 12-Month Road Tax: For orders placed before March 2025.

Testimonial:

“TC Harrison Ford’s team transformed our fleet strategy. The Ranger’s BiK savings, paired with their support, cut our annual costs by 18%.”
– Sarah Mitchell, Logistics Manager, Midlands Transport Ltd.


Future-Proofing Your Investment

Adapting to 2035 Net-Zero Targets

The Ranger’s hybrid technology aligns with the UK’s 2035 ICE ban, ensuring relevance as BiK rates tighten for pure diesel.

Resale Value Advantage

Ford Rangers retain 62% of their value after 3 years (compared to Hilux’s 58% and Amarok’s 55%), reducing long-term leasing costs.


Why the 2025 Ford Ranger and TC Harrison Ford Are Unbeatable

The 2025 Ford Ranger isn’t just a vehicle - it’s a strategic financial decision. It outperforms rivals with best-in-class BiK rates, hybrid efficiency, and payload versatility. Pair this with TC Harrison Ford’s transparent pricing, nationwide service network, and tailored tax guidance, and the choice becomes clear.

Why Choose TC Harrison Ford?

  • 90+ Years of Expertise: A family-owned business with deep-rooted industry knowledge.

  • Award-Winning Service: 24/7 support, 5-year warranty, and Ford-certified technicians.

  • Customer-First Approach: No hidden fees, with bespoke solutions for SMEs and large fleets.


The Smart Choice for 2025

The New Ford Ranger is a financial strategy with best-in-class BiK rates, hybrid innovation, and payload versatility. It outperforms its rivals on every metric. Pair this with TC Harrison Ford’s transparent pricing, nationwide service network, and personalised consultancy, and the choice becomes clear.

 

🔌 Ready to find out more?

Act Now - Secure Your 2025 Ford Ranger to:

  • Claim your free BiK savings assessment.

  • Explore the Ranger’s configurable models.

  • Lock in exclusive 2025 finance offers.

Speak to an authorised TC Harrison Ford dealer today!

FAQs

BiK tax is a UK levy on employees who use company vehicles for personal use. It’s calculated using the vehicle’s P11D value, CO2 emissions, and fuel type. The 2025 Ford Ranger’s hybrid engine options lowers emissions, reducing BiK liability significantly compared to diesel rivals.

  • Formula: BiK Liability = (P11D Value × BiK Rate) × Income Tax Band

For the 2025 Ranger Wildtrak (P11D: £48,000; BiK 33%):
£48,000 × 33% = £15,840 × 20% (basic rate) = £3,168/year.

HMRC lowered BiK rates for hybrids with emissions under 150 g/km. The Ranger’s 2.3L EcoBoost Hybrid (148 g/km) now qualifies for a 33% BiK rate, down from 37% in 2024. Competitors like the Toyota Hilux (218 g/km) remain at 42%.

The 2025 Hilux Invincible (218 g/km) has a 42% BiK rate vs. the Ranger’s 33%. For a £46,000 Hilux, the annual employee tax is £3,864 (introductory rate), which is £696 more than the Ranger.

Yes! Its mild-hybrid system cuts CO2 to 148 g/km, slashing the BiK rate to 33%. Non-hybrid rivals (e.g., Nissan Navara at 199 g/km) face higher rates (38%).

The P11D value starts at £41,000 for the Ranger XL Hybrid and rises to £55,000 for the top-spec Wildtrak. TC Harrison Ford offers configurable options to optimise tax efficiency.

Absolutely. TC Harrison Ford structures salary sacrifice schemes and tailored leases to align with HMRC rules, minimising employee and employer tax burdens.

The Navara’s 2.3L diesel (199 g/km) has a 38% BiK rate vs. the Ranger’s 33%. Over 4 years, the Ranger saves employees £2,784 (introductory rate).

Fully electric pickups (e.g., Tesla Cybertruck) have a 2% BiK rate, but limited availability and high costs make the Ranger’s hybrid a practical, tax-efficient choice.

TC Harrison Ford provides free BiK consultations, HMRC-compliant lease plans, and detailed tax reporting to ensure businesses maximise savings.

Answer: The Amarok shares the Ranger’s platform but has higher emissions (231 g/km) and a 10% higher P11D value, resulting in a 45% BiK rate and larger tax bills.

Yes! Companies can reclaim 50% of VAT if the Ranger is used commercially. TC Harrison Ford’s finance team assists with VAT documentation.

Employers pay 13.8% NI on the BiK value. For a £48,000 Ranger (BiK £15,840), annual NI is £2,185 vs. £2,666 for a Hilux.

Yes. Its hybrid tech aligns with UK net-zero targets, shielding users from future diesel tax penalties post-2030.

Yes! Their All-Inclusive Maintenance Package covers servicing, tyres, and breakdown assistance, stabilising long-term costs and P11D values through Ford Business Lease.

With 90+ years of expertise, TC Harrison Ford offers unmatched tax guidance, exclusive offers (e.g., 0% APR finance), and Ford-certified servicing across the UK.

No - BiK is emissions-based. The Ranger’s 3,500kg towing capacity ensures commercial utility without tax penalties.

TC Harrison Ford’s fixed-term contracts lock in rates, protecting you from mid-lease tax increases.

Visit TC Harrison Ford for a free BiK assessment, test drive, and access to 2025-exclusive offers like complimentary road tax.