Helping You Get the Car You Want

Here at TC Harrison Ford, we want you to be able to have peace of mind when it comes to paying for your next vehicle. Having the option to finance any of the vehicles in our plentiful stock of used cars gives you the opportunity to broaden your choice of vehicle.
 
Used cars, generally speaking, are more affordable than brand-new vehicles and financing them helps spread out the cost over time. This makes it easier than ever before for people to purchase the car they desire. Financing a used car could also have lower monthly payments than those attached to a new vehicle, making the affordability of used cars on finance a great option for some customers.
 
If you are deciding to finance your next vehicle, it is important to figure out which option works best for you. Here at TCH Ford, we can guide you through this this process via our trained Business Managers who can introduce you to used finance packages through Santander Consumer (UK) plc, who offer a range of funding methods for customers looking to purchase a used vehicle using finance. This includes Personal Contract Purchase (Conditional Sale) and Conditional Sale/Purchase Plan agreements.

 

 

View Our Used Car Stock

 

Different kinds of car finance

In a Personal Contract Purchase (PCP Conditional Sale) agreement, the customer makes a deposit and then pays monthly instalments over an agreed term (usually between 24 and 48 months). 

At the end of the term, the customer has the option to buy the vehicle by paying the outstanding balance, return the vehicle to the finance company, or use the vehicle's trade in value (less Optional Final Payment) as a deposit towards the purchase of another vehicle.

 

 

Contact Us To Find Out More

 

In a Conditional Sale/ Purchase Plan agreement, the customer makes an initial deposit and then pays monthly instalments over an agreed term (usually between 24 and 60 months). 

 

 

View Managers Special Vehicles

 

Picking the Right Option

It is important to pick the right finance option to best suit your personal circumstances. Remember to consider the value of the vehicle that you are looking to purchase and work out what you can comfortably afford monthly. You also need to decide if owning the vehicle at the end of the agreement is important to you.
 
PCP finance usually involves a final "balloon" payment at the end of the agreement, which is the amount that the customer must pay to own the vehicle. The balloon payment is based on the estimated residual value of the vehicle and is determined and explained at the beginning of the agreement. With Conditional Sale/Purchase plan finance, there is no balloon payment and the amount borrowed is spread out in equal monthly payments over the term of the agreement. The customer becomes the owner of the vehicle once all payments have been made.


Find your local dealership

We cover four counties, supporting private and business drivers throughout UK.

Find a dealer

Burton

Horninglow Street, Burton On Trent, Burton, DE14 1NR

Call us

Body Shop 01283 524 671

Business hours

Monday08:30 - 18:00
Tuesday08:30 - 18:00
Wednesday08:30 - 18:00
Thursday08:30 - 18:00
Friday08:30 - 18:00
Saturday09:00 - 17:00
Sunday10:00 - 16:00
Monday07:30 - 18:30
Tuesday07:30 - 18:30
Wednesday07:30 - 18:30
Thursday07:30 - 18:30
Friday07:30 - 18:30
Saturday08:00 - 13:00
SundayCLOSED
Monday08:00 - 17:00
Tuesday08:00 - 17:00
Wednesday08:00 - 17:00
Thursday08:00 - 17:00
Friday08:00 - 17:00
SaturdayCLOSED
SundayCLOSED

Derby Transit Centre

Stadium View, Pride Park, Derby, DE24 8JH

Call us

New Commercial Sales 01332 633 654
Used Commercials Sales 01332 633680
Commercial Service 0333 240 7177

Business hours

Monday08:30 - 18:00
Tuesday08:30 - 18:00
Wednesday08:30 - 18:00
Thursday08:30 - 18:00
Friday08:30 - 18:00
Saturday09:00 - 17:00
SundayCLOSED
Monday08:30 - 18:00
Tuesday08:30 - 18:00
Wednesday08:30 - 18:00
Thursday08:30 - 18:00
Friday08:30 - 18:00
Saturday09:00 - 17:00
Sunday10:00 - 16:00
Monday07:30 - 18:30
Tuesday07:30 - 18:30
Wednesday07:30 - 18:30
Thursday07:30 - 18:30
Friday07:30 - 18:30
Saturday08:00 - 13:00
SundayCLOSED

Derby

Stadium View, Pride Park, Derby , DE24 8JH

Call us

Used Car 01332 633 696

Business hours

Monday08:30 - 18:00
Tuesday08:30 - 18:00
Wednesday08:30 - 18:00
Thursday08:30 - 18:00
Friday08:30 - 18:00
Saturday09:00 - 17:00
Sunday10:00 - 16:00
Monday08:30 - 18:00
Tuesday08:30 - 18:00
Wednesday08:30 - 18:00
Thursday08:30 - 18:00
Friday08:30 - 18:00
Saturday09:00 - 17:00
Sunday10:00 - 16:00
Monday07:30 - 18:30
Tuesday07:30 - 18:30
Wednesday07:30 - 18:30
Thursday07:30 - 18:30
Friday07:30 - 18:30
Saturday08:00 - 13:00
SundayCLOSED
Monday08:00 - 17:30
Tuesday08:00 - 17:30
Wednesday08:00 - 17:30
Thursday08:00 - 17:30
Friday08:00 - 17:30
Saturday08:00 - 12:30
SundayCLOSED

Peterborough Transit Centre

Oxney Road, Peterborough, Cambridgeshire, PE1 5YN

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Business hours

Monday08:30 - 18:00
Tuesday08:30 - 18:00
Wednesday08:30 - 18:00
Thursday08:30 - 18:00
Friday08:30 - 18:00
Saturday09:00 - 17:00
SundaySUNDAY
Monday07.00 - 18:00
Tuesday07.00 - 18:00
Wednesday07.00 - 18:00
Thursday07.00 - 18:00
Friday07.00 - 18:00
Saturday08:00 - 13:00
SundayCLOSED

Peterborough FordStore

Oxney Road, Peterborough, Cambridgeshire , PE1 5YN

Call us

Bodyshop 01733 425555

Business hours

Monday08:45 - 18:00
Tuesday08:45 - 18:00
Wednesday08:45 - 18:00
Thursday08:45 - 18:00
Friday08:45 - 18:00
Saturday08:45 - 17:00
Sunday10:00 - 16:00
Monday07.00 - 18:00
Tuesday07.00 - 18:00
Wednesday07.00 - 18:00
Thursday07.00 - 18:00
Friday07.00 - 18:00
Saturday08:00 - 13:00
SundayCLOSED
Monday08:00 - 18:00
Tuesday08:00 - 18:00
Wednesday08:00 - 18:00
Thursday08:00 - 18:00
Friday08:00 - 18:00
SaturdayTEMPORARILY CLOSED
SundayCLOSED
Monday08:00 - 17.30
Tuesday08:00 - 17.30
Wednesday08:00 - 17.30
Thursday08:00 - 17.30
Friday08:00 - 17.30
Saturday08:00 - 12:30
SundayCLOSED

Huntingdon

Stukeley Meadows, Huntingdon, Cambridgeshire, PE29 6EG

Call us

Business hours

Monday08:30 - 18:00
Tuesday08:30 - 18:00
Wednesday08:30 - 18:00
Thursday08:30 - 18:00
Friday08:30 - 18:00
Saturday09:00 - 17:00
Sunday10:00 - 16:00
Monday07:00 - 18:00
Tuesday07:00 - 18:00
Wednesday07:00 - 18:00
Thursday07:00 - 18:00
Friday07:00 - 18:00
Saturday08:00 - 13:00
SundayCLOSED
Monday08:00 - 17:30
Tuesday08:00 - 17:30
Wednesday08:00 - 17:30
Thursday08:00 - 17:30
Friday08:00 - 17:30
Saturday08:30 - 12:30
SundayCLOSED

Spalding Transit Centre

Elsoms Way, Pinchbeck, PE11 3JG, PE11

Call us

Business hours

Monday08:30 - 18:00
Tuesday08:30 - 18:00
Wednesday08:30 - 18:00
Thursday08:30 - 18:00
Friday08:30 - 18:00
Saturday09:00 - 17:00
SundayCLOSED
Monday07:00 - 18:00
Tuesday07:00 - 18:00
Wednesday07:00 - 18:00
Thursday07:00 - 18:00
Friday07:00 - 18:00
Saturday08:00 - 13:00
SundayCLOSED

Spalding

Elsoms Way, Pinchbeck, Spalding, PE11 3JG

Call us

Business hours

Monday08:30 - 18:00
Tuesday08:30 - 18:00
Wednesday08:30 - 18:00
Thursday08:30 - 18:00
Friday08:30 - 18:00
Saturday09:00 - 17:00
SundayCLOSED
Monday07:00 - 18:00
Tuesday07:00 - 18:00
Wednesday07:00 - 18:00
Thursday07:00 - 18:00
Friday07:00 - 18:00
Saturday08:00 - 13:00
SundayCLOSED

St Neots

Cambridge Street, St Neots, Cambridgeshire, PE19 1JL

Call us

Business hours

Monday08:30 - 18:00
Tuesday08:30 - 18:00
Wednesday08:30 - 18:00
Thursday08:30 - 18:00
Friday08:30 - 18:00
Saturday09:00 - 13:00
SundayCLOSED
Monday07:00 - 18:00
Tuesday07:00 - 18:00
Wednesday07:00 - 18:00
Thursday07:00 - 18:00
Friday07:00 - 18:00
Saturday08:00 - 13:00
SundayCLOSED
Monday08:00 - 17:30
Tuesday08:00 - 17:30
Wednesday08:00 - 17:30
Thursday08:00 - 17:30
Friday08:00 - 17:30
SaturdayCLOSED
SundayCLOSED

Stamford

Wharf Road, Stamford, Lincolnshire, PE9 2DZ

Call us

Business hours

Monday08:30 - 18:00
Tuesday08:30 - 18:00
Wednesday08:30 - 18:00
Thursday08:30 - 18:00
Friday08:30 - 18:00
Saturday09:00 - 17:00
SundayCLOSED
Monday07:30 - 18:00
Tuesday07:30 - 18:00
Wednesday07:30 - 18:00
Thursday07:30 - 18:00
Friday07:30 - 18:00
Saturday08:30 - 12:30
SundayCLOSED
Monday08:00 - 17:30
Tuesday08:00 - 17:30
Wednesday08:00 - 17:30
Thursday08:00 - 17:30
Friday08:00 - 17:30
SaturdayCLOSED
SundayCLOSED