Here at TC Harrison Ford, we want you to be able to have peace of mind when it comes to paying for your next vehicle. Having the option to finance any of the vehicles in our plentiful stock of used cars gives you the opportunity to broaden your choice of vehicle.
Used cars, generally speaking, are more affordable than brand-new vehicles and financing them helps spread out the cost over time. This makes it easier than ever before for people to purchase the car they desire. Financing a used car could also have lower monthly payments than those attached to a new vehicle, making the affordability of used cars on finance a great option for some customers.
If you are deciding to finance your next vehicle, it is important to figure out which option works best for you. Here at TCH Ford, we can guide you through this this process via our trained Business Managers who can introduce you to used finance packages through Santander Consumer (UK) plc, who offer a range of funding methods for customers looking to purchase a used vehicle using finance. This includes Personal Contract Purchase (Conditional Sale) and Conditional Sale/Purchase Plan agreements.
In a Personal Contract Purchase (PCP Conditional Sale) agreement, the customer makes a deposit and then pays monthly instalments over an agreed term (usually between 24 and 48 months).
At the end of the term, the customer has the option to buy the vehicle by paying the outstanding balance, return the vehicle to the finance company, or use the vehicle's trade in value (less Optional Final Payment) as a deposit towards the purchase of another vehicle.
In a Conditional Sale/ Purchase Plan agreement, the customer makes an initial deposit and then pays monthly instalments over an agreed term (usually between 24 and 60 months).
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