The Ford Focus is one of the most popular models in Ford’s range of cars. When considering a new or used car, the model, specs and features of the car you choose are all important to consider. However, the ongoing running costs of a car such as insurance, tax, fuel and emissions will all have an impact on the vehicle you choose as well your annual or monthly budget for your car.
The Ford Focus is available in a range of models with different ongoing costs, all of which are important to weigh up before deciding on your next car.
In this guide:
Learn more about which car insurance groups that Ford Focus models fall into and their effect on the ongoing running costs of your car.
Find out more about what tax bands mean and which bands Ford Focus models fall into.
This section discusses the CO2 emissions for Ford Focus models and what this can mean for ongoing road costs of a car.
Read more about the impact of fuel consumption on the ongoing costs of your new or used Ford Focus.
Ford Focus car insurance groups: what are they and what do they mean?
Insurance costs are an annual or monthly cost attached to your car so, knowing what these might be will be an indication of whether your new or used car will be affordable on an ongoing basis.
The cost of insurance is based on a number of factors so the insurance group for each Ford Focus model will depend on the engine and other features of the car,.
Factors that can affect the cost of insurance include:
- Age and condition of vehicle
- Original value
- Driving history
- Number of previous insurance claims
Ford Focus ST-Line insurance costs
The Ford Focus ST-Line is a great lower cost alternative to the Ford Focus ST, by offering the same look and feel, without the higher initial or ongoing costs.
The ST-Line is available in a range of models including:
- Ford Focus ST-Line 1.0 EcoBoost 5 door
- Ford Focus ST-Line 1.0 EcoBoost Auto 5 door
- Ford Focus ST-Line 1.5 EcoBlue 5 door
- Ford Focus ST-Line 1.5 EcoBlue Auto 5 door
- Ford Focus ST-Line 1.0 EcoBoost Hybrid 5 door
- Ford Focus ST-Line 1.5 EcoBoost Auto 5 door
- Ford Focus ST-Line 2.0 EcoBlue 5 door
- Ford Focus ST-Line 2.0 EcoBlue Auto 5 door
Ford Focus ST insurance costs
Insurance groups for the Ford Focus ST range between 24-36 which makes it one of the most expensive Ford Focus models to insure on an ongoing basis. Purchasing a car which falls into the lower insurance bands is the best way to pay less for your car on an ongoing basis.
The Ford Focus ST has slightly higher insurance costs due to a number of factors:
- Higher initial cost
- Larger engine (2.3-litre)
- High performance
Ford Focus Zetec insurance costs
Ford Focus Titanium insurance costs
The Ford Focus Titanium is available in a number of different options with both a petrol or diesel engine and the engine sizes range between 1.0L and 2.0L which can have an impact on the insurance groupings for each car.
This model falls between insurance groups 13 and 19 which puts the Focus Titanium in similar groupings and with similar ongoing costs to both the Ford Focus Zetec and ST-Line models.
Learn more about insurance costs for the Ford Focus Titanium by reading our guide.
Which tax bands do Ford Focus models fall into?
Tax is another ongoing cost associated with a car that should be considered before you decide which make or model to buy. Tax costs vary and are mostly based on the CO2 emissions of the cars.
The cost of tax is also hugely dependent on the age of the car you buy too so bear in mind that older, used cars may have higher ongoing tax costs. Other factors that can affect yearly tax costs include:
- Fuel type
- Engine size
For example, choosing an older used car with a larger engine will carry higher tax costs than a brand new car with a smaller engine.
Here’s a guide to what you can expect to pay for various Ford Focus models:
Ford Focus ST & ST-Line tax costs
Ford Focus ST models registered between 2012-2018 fall into tax bands G and H which means you can expect to pay up to £240 per year in tax for your car.
Models registered after 2018 fall into bands J and H, meaning the annual tax cost will be £150 for a newer Ford Focus ST. However, these cars come with a higher tax cost within the first year, ranging between £175 and £870.
Newer petrol and diesel cars which have a list price of more than £40,000 now carry a tax surcharge in the first year. This is why some Ford Focus ST models can cost up to £870 to tax in the first year.
On the other hand, the more affordable but similar Ford Focus ST-Line range of cars cost £150 per year in tax.
Read our guide to find out more about the ongoing tax costs for Ford Focus ST and Ford Focus ST-Line models.
Ford Focus Zetec tax costs
Ford Focus Titanium tax costs
Tax costs for Ford Focus Titanium models start at between £175-£215 for the first year with a standard annual tax cost of £150 after this.
Some Ford Focus Titanium models cost around the same to tax every year as other models such as the Focus Zetec and ST. If tax costs are a concern, the choice between the models with lower tax costs will depend on your preferences and needs.
Ford Focus Titanium models with smaller engines and which are newer, carry similar costs to other models in the range.
To find out more about the ongoing tax costs for Ford Focus Titanium models and how tax bands are decided, read our guide.
Ford Focus CO2 Emissions & their impact on road costs
CO2 emissions can have an impact on both tax and fuel costs for your car so knowing what they are can help you to choose a car that fits into your budget, both for the initial cost or finance of the car, and the ongoing annual costs.
When you’re looking for a car with low running costs and which has a minimal impact on the environment, choosing a car with low CO2 emissions will be essential. Models with lower emissions will also have lower fuel consumption figures too so will cost less in fuel on a regular basis.
The carbon dioxide emitted through a car’s exhaust pipe is measured in grams per kilometre (g/km) which is tested in a standard laboratory test known as WLTP. Knowing what these are for your chosen car model will give you a good indication of some of the ongoing costs of your car such as fuel and tax.
Ford Focus ST emissions
The Ford Focus ST is available in a number of versions, each with different engine sizes and fuel types. These can have an effect on the CO2 emissions of each car.
CO2 emissions for the Ford Focus ST include:
|Ford Focus ST petrol 2.3L
|Ford Focus ST diesel 2.0L
|Ford Focus ST EcoBoost & EcoBlue
|Ford Focus ST petrol (2020)
||Start at 107g/km
|Ford Focus ST diesel (2020)
||Start at 91g/km
Learn more about the CO2 emissions for Ford Focus ST models in our guide.
Ford Focus ST-Line emissions
Ford Focus ST-Line models vary in terms of fuel costs and engines with newer models offering lower CO2 emissions.
The Ford Focus ST-Line is often chosen as a more cost-effective alternative to the Ford Focus ST as it carries lower emissions.
|Ford Focus ST-Line EcoBoost
|Ford Focus ST-Line Diesel
Ford Focus Titanium emissions
Again, Ford Focus Titanium models are available with different engine types and sizes which can have an impact on CO2 emissions. When looking into the ongoing costs of a car, these are important figures to consider.
|Ford Focus Titanium EcoBoost Hybrid
|Ford Focus Titanium EcoBlue
|Ford Focus Titanium EcoBoost
|Ford Focus Titanium (2020)
Find out more about the CO2 emissions for Ford Focus Titanium models by reading our guide.
Ford Focus Zetec emissions
As with the other Ford Focus models, the Ford Focus Zetec is available with a range of specs and trims so CO2 emissions can vary.
|Ford Focus Zetec 1.6L
|Ford Focus Zetec 1.8L
|Ford Focus Zetec 2.0L
To find out more about CO2 emissions for Ford Focus Zetec models, please read our guide.
Ford Focus EcoBoost emissions
Many newer Ford Focus models are fitted with a Ford EcoBoost engine. These engines are designed to deliver maximum efficiency and performance with lower CO2 outputs than older Ford engines provide. This means that models such as the Zetec, ST, ST-Line and Titanium will all carry lower ongoing costs.
CO2 emissions for Ecoboost engines range between 120g/km- 187g/km, depending on the type of car you choose, it’s engine size and fuel type.
Read our guide to find out more about emissions for the Ford Focus EcoBoost engines and models.
How does fuel consumption impact on ongoing road costs of your car?
When it comes to the ongoing costs of your car, knowing how much fuel it is likely to consume and how much mileage you will get out of it is important when considering ongoing costs.
If you’re completing a huge amount of mileage, fuel consumption can have a huge impact on the amount you pay for fuel both monthly and weekly.
Fuel consumption defines how much fuel a car uses per unit of distance or, miles per gallon (MPG).
Ford Focus Diesel fuel consumption
All Ford Focus models are available with a diesel engine. Newer models achieve MPG of between 50.4-62.8. Older models achieve between 51.5-74.4 MPG.
The model you choose, engine size, and the fuel type you choose for your new or used car will have an impact on fuel consumption and, therefore, the ongoing running costs of your car.
Advantages of diesel Ford Focus models include:
- Superior fuel economy over petrol
- Large amounts of torque
However, they also carry a few disadvantages so both should be considered before deciding on the new or used car you buy next:
- Higher tax costs
- Higher initial purchase costs
- Higher fuel costs
Ford Focus Petrol fuel consumption
Newer Ford Focus petrol models can achieve between 34.4 – 55 MPG whereas older models achieve between 41.5-61.4 MPG. Petrol engines do not achieve as many miles per gallon as diesel engines but they do carry other benefits including:
- Lower cost than diesel
- Lower maintenance costs
- Better for city driving
- Have a lower initial cost
- Less efficient than diesel
- Higher CO2 emissions
The choice between a petrol or diesel engine will depend on your needs and what you expect to get from the car. For those who complete a huge number of miles on a monthly basis, a diesel car would provide a more cost-effective and efficient option. On the other hand, if you’re looking for a car for city driving and will not be covering as much mileage, a petrol car may be the best option.
Read our guide to find out more about the fuel consumption figures for petrol Ford Focus models.
Ford Focus ST and ST-Line fuel consumption
With a 2.3L petrol and 2.0L diesel engine option, the petrol Ford Focus ST achieves an average of 34 MPG. On the other hand, the diesel engine achieves around 50 MPG.
The Focus ST-Line is a less powerful version of the Focus ST with a 1.0L EcoBoost petrol engine which achieves around 50-54 MPG. In addition the diesel Focus ST-Line model achieves between 54-60 MPG, depending on the size of the engine you choose.
If you’re looking for a car with better power and performance, the Ford Focus ST is the best choice. But, if you’re looking to reduce fuel costs but would like something similar to the Focus ST, the Ford Focus ST-Line is the perfect alternative.
The fuel consumption will also affect CO2 emissions which can have an impact on tax costs too so should be carefully thought about before you buy your next new or used car.
Read our guide to find out more about fuel consumption figures for the Ford Focus ST and ST-Line.
If you’d like to know more about any Ford Focus models or ongoing road costs, please contact our team today.